Who's responsible for Freddie and Fannie Mess?

http://beltwayblips.dailyradar.com/video/who_s_responsible_for_the_freddie_fannie_mess/
http://online.wsj.com/article/SB122212948811465427.html
I keep getting asked this and wanted to share it. Most are confused. We are so down the road to trying to resolve this problem but haven't yet dealt with the culprits who are running the show still and giving us more of what caused the problem in the first place. Getting out of this will require tough choices and a need for those responsible to be removed from over site of the issue. They are just covering up their tracks with obfuscation. They say its complicated because getting out of the mess you caused is like lying and trying to keep the lie covered up. Yes, very difficult. Stop it!